Will XRP ETF Inflows Double if the CLARITY Act Passes?

▲ XRP, ETF/ChatGPT generated image ©

The spot XRP (Ripple) ETF has recorded net inflows for 14 consecutive trading days, indicating that institutional funds are leaning towards accumulation despite price sluggishness.

According to investment media outlet TradingNews on April 23 (local time), the XRP ETF attracted $71.31 million in April, maintaining net inflows for 14 consecutive trading days. Cumulative net inflows recovered to $1.28 billion, and assets under management (AUM) surpassed $1.28 billion. In contrast, XRPI fell by 0.74% to $8.03, and Rex-Osprey's XRPR fell by 1.02% to $11.69, reflecting the underlying asset's weakness in ETF prices.

The key to this trend is the re-entry of institutional funds. The XRP ETF recorded its first monthly loss in March with a net outflow of approximately $31.16 million, but the sentiment shifted as net inflows continued from April 9. Notably, the Bitwise XRP ETF closely trailed Canary Capital's $421 million with cumulative inflows of approximately $419 million, while Franklin Templeton recorded $345 million.

Wall Street's participation is also notable. Goldman Sachs disclosed in its Q4 2025 13F filing that it holds $153.8 million in spot XRP ETFs. This is a diversified investment across four products: Bitwise, Franklin Templeton, Grayscale, and 21Shares. It is reported that 30 major institutions, including Millennium and Citadel, also hold XRP ETF exposure.

The biggest variable in the future is the U.S. cryptocurrency market structure bill, the CLARITY Act. The media outlet believes that if this bill progresses before the Senate recess in May, waiting institutional funds could flow in, potentially doubling the cumulative inflows into XRP ETFs. JPMorgan projected that XRP ETFs could attract $4 billion to $8.4 billion in their first year.

However, the price of the underlying asset is still at a technical crossroads. XRP is trading around $1.41-$1.42 and has not surpassed the $1.44 resistance, with $1.30 identified as a key support level. If it breaks below $1.30, there is a possibility of a correction to $1.18, and further to $1.01, according to a head-and-shoulders pattern. Conversely, if it recovers $1.50 and surpasses $1.60, the bearish structure would be invalidated, and the net inflow trend into ETFs could lead to a price rebound.

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