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An analysis suggests that if XRP establishes itself as a liquidity hub for international remittance networks, its asset value could skyrocket to four digits, emerging as a core asset in the global financial system.
According to virtual asset specialized media NewsBTC on April 23 (local time), if Ripple's infrastructure fully integrates with the global banking system, the price of XRP is highly likely to significantly exceed its current level. The media highlighted an asset valuation model based on a scenario where Ripple absorbs a significant portion of SWIFT (Society for Worldwide Interbank Financial Telecommunication) transaction volume.
According to analyses by EGRAG CRYPTO and The Real Remi Relief, if Ripple captures 50% of SWIFT's annual transaction volume, which amounts to $150 trillion, the price of XRP should be between a minimum of $1,500 and $2,000. This is explained as the minimum value required to prevent price slippage during large-scale cross-border payments and to ensure sufficient liquidity. If Ripple were to capture 100% of SWIFT's market share, the price of XRP could soar to $3,000 to $4,000.
Ripple continues its aggressive moves to build institutional-grade financial infrastructure. In April 2025, it acquired Hidden Road for $1.25 billion, the largest acquisition in the virtual asset industry, and currently has partnerships with approximately 300 financial institutions. Additionally, through the acquisition of GTreasury, Ripple is expanding its treasury platform into the SWIFT ecosystem, providing corporate clients with a real-time blockchain payment environment.
SWIFT is also responding to Ripple's offensive by adopting blockchain technology. SWIFT plans to add a blockchain-based shared ledger to its own infrastructure and has initiated the construction of a 24-hour cross-border payment system involving over 50 banks in 16 countries by early 2026. The technological competition between the two networks, unfolding in the heart of mainstream finance, is identified as a key variable that will determine the future flow of global capital.
The virtual asset market is focusing on the potential for a long-term revaluation of XRP's value as Ripple's penetration into mainstream finance accelerates. The four-digit price forecast is not merely a market prediction but a figure calculated based on actual financial demand for global liquidity provision. All eyes are on whether Ripple can establish itself as a core infrastructure of the global financial system and set new value standards for XRP.
*Disclaimer: This article is for investment reference only, and we are not responsible for any investment losses based on it. The content should be interpreted for informational purposes only.*
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