"Cut living expenses due to crypto"...36% of individual investors reduce spending due to cryptocurrency losses

▲ Virtual asset trading

As the cryptocurrency market downturn prolongs, it is having a direct impact on the daily consumption of individual investors.

According to crypto media outlet Cointelegraph on April 26 (local time), a survey conducted by exchange CEX.IO targeting 1,100 active users in the U.S. showed that approximately 36% of respondents reduced their daily spending due to deteriorating market conditions. Among them, 10% stated that they significantly cut down on consumption to maintain their investment positions.

The survey results indicate that the cryptocurrency bear market is affecting overall household finances, not just investment losses. 37% of respondents postponed or canceled consumption due to the aftermath of losses, and among them, 21% even delayed major spending plans such as purchasing a home or a car.

The impact of the market downturn is relatively quiet but widely spread, according to analysis. The report assessed that while the 2025-2026 bear market did not cause a systemic collapse as in the past, it is manifesting as gradual financial pressure at the household level.

Indeed, 38% of respondents reported experiencing financial setbacks since October last year. Some utilized savings for living stability, and a certain percentage even experienced payment delays. However, 77% stated that they did not incur additional crypto-related debt, suggesting that excessive leverage expansion is limited.

Nevertheless, investment sentiment remains. 79% of respondents stated that they plan to maintain or increase their existing holdings over the next six months. With cryptocurrencies still accounting for a high proportion of investment portfolios, a long-term approach is continuing despite short-term losses.

As cryptocurrency market volatility changes individuals' consumption patterns and financial strategies, the connection between investment sentiment and the real economy is becoming clearer.

*Disclaimer: This article is for investment reference only, and we are not responsible for investment losses based on it. This content should be interpreted for informational purposes only.*