10,000 XRP to be Owned by the Top 1%, Is This the Last Chance?

▲ Ripple (XRP) ©Coinreaders

The dream target that only 1% of investors can achieve, the cost of holding 10,000 XRP (Ripple), is skyrocketing exponentially, and the market entry barrier for retail traders is increasing day by day.

According to crypto media Watcher.Guru on May 2 (local time), the cost of accumulating 10,000 XRP, which was previously around $5,000, now approaches $15,000. Crypto X AiMan, a cryptocurrency critic, predicts that less than 1% of the global population will realistically be able to accumulate 10,000 tokens. While 1,000 tokens could be purchased for about $600 in October 2024, the price for the same quantity surged fivefold to $3,000 by early 2026, in less than a year.

Experts diagnose that this price increase is not a temporary phenomenon. If XRP were to reach Bitcoin's (BTC) market cap of $2.3 trillion, the price per token would soar to $38. In this scenario, a massive capital of $380,000 would be required to accumulate 10,000 tokens, making it virtually unattainable for most retail investors.

The results of 10,000 Monte Carlo simulations using artificial intelligence also support this outlook. By the end of 2026, token prices are projected to range between $1.04 and $3.40 in 60% of all scenarios. Even applying the median value of $1.88, the value of 10,000 held assets reaches $18,800, and it expands to $34,000 if it reaches $3.40. Of course, analysis also suggests that it would not be easy to achieve a value of $1 million for 10,000 tokens immediately, as the price per token would need to exceed $100 and the market cap would need to break through $6 trillion.

However, the large-scale accumulation by whales further heightens market tension. Crypto analyst Ali Charts cited on-chain data, stating that large holders swept up over 360 million XRP in just one week. Such aggressive buying dries up the circulating supply on exchanges and tightens market conditions, ultimately fueling the urgency of an XRP accumulation strategy.

Ripple's cross-border payment and enterprise payment network expansion initiatives bolster the long-term price appreciation thesis for this coin. With regulatory uncertainty resolved following the legal dispute with the U.S. Securities and Exchange Commission (SEC), the groundwork has been laid for institutional capital, which had been observing the market for years, to pour in. Amid rising urgency to accumulate before institutional demand completely dominates the market, the entry cost to meet target quantities continues to climb even at this very moment.

*Disclaimer: This article is for investment reference only, and we are not responsible for any investment losses based on it. The content should be interpreted for informational purposes only.*