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▲ XRP
While XRP is once again stimulating expectations of being a millionaire coin, 24/7 Wall Street presented a sober calculation: for a $10,000 investment to grow into $1 million, XRP must exceed $134.
According to 24/7 Wall Street on May 30 (local time), XRP's potential to make millionaires largely depends on future price increases. 24/7 Wall Street analyzed that with a benchmark price of approximately $1.34, XRP would need to surpass $134 per token for a $10,000 investment to become $1 million.
24/7 Wall Street pointed out that XRP has a precedent of creating millionaires. Investors who bought XRP when it was trading below $0.50 saw significant profits by holding it until its peak of $3.65 in July 2025. However, it was assessed that for the same trend to repeat, strong institutional catalysts are needed rather than mere expectations.
Institutional adoption was presented as a key variable. 24/7 Wall Street believes that the US cryptocurrency market structure bill, ETF capital inflows, and increased participation from banks and asset managers could long-term boost XRP's valuation. In particular, while the rise to $3.65 in 2025 was largely influenced by individual investor momentum after the settlement with the US Securities and Exchange Commission (SEC), the next cycle is described as being closer to structural changes combining ETFs, banks' tokenized treasury settlement, and expanded utilization based on the XRP Ledger.
However, millionaire expectations do not necessarily mean a short-term jackpot. 24/7 Wall Street analyzed that even a $1,000 investment could grow to over $20,000 by 2030 if some bullish forecasts materialize. While this is far from reaching $1 million, it signifies that XRP can yield substantial returns when it translates institutional adoption into actual growth.
24/7 Wall Street emphasized that rather than looking for shortcuts in XRP investment, investors who understand what Ripple is actually building, take positions of an affordable size, and can hold for the long term will be at an advantage. The coming months, including the vote on the US cryptocurrency market structure bill, were presented as a key turning point for XRP's next chapter.
*Disclaimer: This article is for investment reference only, and we are not responsible for investment losses based on it. The content should be interpreted for informational purposes only.*
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