"Just holding it makes money"...XRP, a structure emerges where 5% annual interest 'is paid'

▲ XRP

A new investment product has emerged, allowing XRP holders to secure up to 5% annual returns, expanding the income-generating investment market.

According to the cryptocurrency specialized media outlet CoinGeape on April 14 (local time), global exchange Bybit has partnered with Doppler Finance to launch 'XRPfi', an XRP-based yield product. This product is designed to allow XRP holders to earn fixed returns without separate trading.

XRPfi operates as a 90-day fixed-term product, and funds remain locked up during the investment period. During the promotional period, a maximum annual return of 5% is offered, part of which is paid as an additional bonus through a 30,000 XRP incentive pool. Returns are paid in a lump sum along with the principal upon maturity.

This product is characterized by its use of a 'market-neutral strategy' to minimize the impact of market volatility. The strategy is managed by Doppler Finance and is designed not to be significantly exposed to price direction. Bybit explained that it is a structure where external strategies are applied while assets remain on the platform.

In particular, XRPfi is considered one of the first fixed-yield products designed exclusively for XRP. Unlike existing staking or variable-yield products, it features a pre-set yield structure. Investors can expect returns without active management.

However, this product may be restricted in some regions, and participation requires meeting conditions such as identity verification. The yield rate can also fluctuate depending on market conditions.

The launch of XRP-based yield products is driving the spread of new investment models that combine exchange and DeFi strategies.

*Disclaimer: This article is for investment reference only and we are not responsible for any investment losses based on it. This content should be interpreted for informational purposes only.*