Is Cryptocurrency Truly Viable as a Long-Term Investment Asset?

▲ Bitcoin (BTC), Ethereum (ETH), Solana (SOL)/ChatGPT generated image ©

While cryptocurrency is establishing itself as a long-term investment asset, it is still evaluated as not being a reckless investment.

According to the investment specialized media The Motley Fool on April 11 (local time), a recent survey found that 32% of financial advisors included cryptocurrency in client portfolios in 2025, and 99% responded that they plan to maintain or expand their allocation in the future. This signifies that cryptocurrency, which was previously an avoided asset, is now recognized as a mainstream investment asset.

However, experts emphasize that not all cryptocurrencies should be evaluated equally. While the asset class itself has gained legitimacy, there are significant differences in the investment value of individual coins. In fact, 83% of professional investors kept their cryptocurrency allocation to 5% or less of their total portfolio, with the average initial allocation remaining at around 2%.

The assets most widely recognized as long-term investments are Bitcoin (Bitcoin), Ethereum (Ethereum), and Solana (Solana). These assets are characterized by high liquidity, the existence of regulated investment vehicles such as Bitcoin spot ETFs and Ethereum spot ETFs, and continuously increasing institutional investment demand.

On the other hand, altcoins and memecoins below that level rapidly lose their investment appeal. Experts evaluate these assets as risky to include in a long-term portfolio, often lacking clear investment logic. The analysis suggests that the absence of investment rationale is a greater problem than volatility itself.

Ultimately, the advice is that cryptocurrency investment should be approached within a limited allocation, with a focus on Bitcoin and a strategy to avoid speculative assets. Although its status as an asset class has risen, selection and concentration are emerging as key variables determining performance.

*Disclaimer: This article is for investment reference only, and we are not responsible for any investment losses based on it. The content should be interpreted for informational purposes only.*