If you invest $1,000?...XRP surpasses Bitcoin and Ethereum in projected returns by 2027

▲ XRP

Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and XRP have all fallen significantly from their all-time highs. However, in the competition for $1,000 investment returns based on 2027 target prices, XRP was presented with the highest upside potential.

According to 24/7 Wall Street on May 30 (local time), all four major cryptocurrencies are currently trading below their all-time highs. Bitcoin is 38% below its high of $126,000 recorded last October, and Ethereum has fallen 57% from its all-time high. XRP has been moving between $1 and $1.5 for several months, and Solana remains 72% below its January 2025 high.

Bitcoin was evaluated as the asset with the strongest institutional foundation among the four assets. Bernstein maintained a 2027 target price of $200,000 for Bitcoin, despite its 38% drop from its peak. 24/7 Wall Street reported that investing $1,000 at the current price of $73,400 would buy approximately 0.0136 BTC, and if the target price of $200,000 is reached, that investment would be worth approximately $2,723. Standard Chartered set Bitcoin's 2027 target price at $225,000, in which case a $1,000 investment would yield approximately $3,064.

Ethereum was highlighted as an asset with a strong foundation in terms of DeFi and tokenized assets. The total assets deposited in DeFi on the Ethereum network amount to $45.5 billion, the highest among all blockchains, and Ethereum-based tokenized US Treasury products reached $8 billion in May 2026. Investing $1,000 at the current price of $2,010 would buy approximately 0.498 ETH, and if Standard Chartered's year-end 2027 target price of $10,000 is realized, the investment would be worth approximately $4,970.

XRP showed the highest projected returns but also came with the most conditions. 24/7 Wall Street reported that the US crypto market structure bill passed the Senate Banking Committee on May 14 with 15 votes in favor and 9 against, and it still needs to secure 60 votes in the full Senate session before proceeding to President Donald Trump's signature. Investing $1,000 at the current price of $1.32 would buy approximately 758 XRP, and if Standard Chartered's year-end 2027 target price of $7 is realized, the investment would be worth approximately $5,303. However, it was noted that achieving this target requires the bill's passage, ETF inflows surpassing $10 billion, and direct utilization of XRP for settlements by banks.

Solana showed strengths in its technological development speed and user base, but network revenue recovery was identified as a challenge. Solana secured over 11,500 new developers in the first nine months of 2025 and recorded 2.2 million daily active wallets in Q1 2025. The Alpenglow upgrade, targeted for 2026, aims to reduce transaction confirmation time from 12.8 seconds to approximately 150 milliseconds. Investing $1,000 at the current price of $82 would buy approximately 12.20 SOL, and if the 2027 peak forecast of $250 is reached, the investment would be worth approximately $3,041.

24/7 Wall Street analyzed that comparing $1,000 investment returns by 2027, the order is XRP at $5,303, Ethereum at $4,970, Solana at $3,041, and Bitcoin at $2,723. However, Bitcoin was evaluated as the asset with the most predictable path and institutional support, while XRP was presented as the asset with the greatest upside potential when legislative and market catalysts align. For Ethereum, the recovery of on-chain activity and the success of upgrades are key, and for Solana, whether developer activity translates into sustained network revenue remains a critical variable.

*Disclaimer: This article is for investment reference only, and we are not responsible for any investment losses based on it. The content should be interpreted for informational purposes only.*